Calculate your monthly mortgage payments, understand your debt-to-income ratio, and find out how much home you can afford.
Use these calculators to understand your mortgage options and debt-to-income ratio.
Calculate your monthly payment
$1,771
per month
Loan Amount
$280,000
Total Interest
$357,560
Debt-to-Income Ratio
Income before taxes are removed
0%
Back-End DTI Ratio
Total Monthly Debt
$0
Front-End Ratio
0%
You have a manageable debt level. Most lenders will view you favorably.
You may face more scrutiny, but can still qualify for most conventional loans.
You may need FHA loans or lenders with flexible requirements.
May require special loan programs or debt reduction before qualifying.
Also called the housing ratio. This is just your housing costs (mortgage payment, property taxes, insurance, and HOA) as a percentage of your gross income.
Target: 28% or less
This includes ALL your monthly debt payments: housing, car loans, credit cards, student loans, child support, etc.
Target: 36% or less
